A clean driving record comes with numerous benefits, including cheaper insurance premiums. Having access to your driving record can be a powerful bartering tool when switching car insurance, but how can you get access to the driving record?
There are many tools available to obtain a copy of your driver’s record, some better than others. We will be discussing them below.
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Search An Online Public Records Database.
There are many services available, such as SpyFly, with which you can find someone’s driving record. All you need is their full name and state of residence, and results should pop up in moments.
These public records databases allow you to uncover more than just a driving record. Arrest records, criminal records, mugshots, all are available online. With these, you can determine whether an employee can be trusted with a company car, or perform a background check on a new hire.
Query The Department Of Motor Vehicles(Dmv) For A Driver’s Record
The DMV can be searched for a driver’s record simply. However, if you’ve ever been to the DMV, you know speed is not in their name. Whether you go there in person or write to the officer in charge of the DMV, it will take time. If you’re deadset on visiting the DMV, then you should know that you’ll need to head there during business hours. If you write to them, write earlier than you need the records, and be patient with their return. A service charge will also be present when working through the DMV.
Request Driver’s Record From The Auto Insurance Agents
Auto insurance agencies also keep a copy of an individual’s driving record, though this comes with some caveats. Firstly, they are not required to release it to you and may ignore your request. Even if they do listen to your request, it will only be useful if the individual is a customer of the insurance agency. If they’re not, then you’ll have to go to another company and try your luck again.
Why Is Access To A Driver’s Record Important?
There are different scenarios where access to driver’s records matters. These include:
- When calculating car insurance rates
- When considering the assignment of a company car
- In court or by an attorney for a traffic violation
- A concerned individual, trying to track their own driving
The law makes it very clear that access to these records is available for members of the public. However, it also explicitly prohibits using these records to discriminate against an employee.
What Information Does The Driving Record Have?
- Identification information for the individual
- Their license number, license classification, Status (active/suspended) and the expiration date
- Drivers points
- Traffic violations, including, but not limited to DUIs, fines, suspensions, and license revocations
Is A Driving Record Confidential?
Some states prohibit access to a driver’s record, but others do not. It’s important to research if your state does this.
SpyFly provides consumers affordable, immediate access to public record information. Federal laws prohibit businesses from using SpyFly’s service to make decisions about employment, insurance, consumer credit, tenant screening, or for any other purpose subject to the Fair Credit Reporting Act, 15 USC 1681 et seq.